Gold Is Not Liquid
Gold, as an investment, is good because it is tangible. You can hold it, feel its weight in your palm, and it can't "go out of business." Gold, as an investment, is not so good because it can be lost or stolen, and- unless you do business with Caribbean pirates- you can't really spend it. Gold is not what is called a "liquid" investment, because in order to use it for purchases, you have to first "liquidate" it- That is, you have to sell it.
Money in an account can be used for anything. Even if your bank closes, as long as you have less than $250,000 in your account, the FDIC will refund you in full within a week or so (no insurance deductibles apply). Money in an account can pay off debt, pay down bills, or even be used for reinvestment in other assets such as bonds or mutual funds. Gold is not liquid. "Money" is.
What is the best way to convert gold to money? Go to www.cashformyoldgold.com. At www.cashformyoldgold.com, you can order a free kit (gold pack). Send in your gold, precious metal or jewelry with a completed application and within a few days you will receive a check. The process is fast and discreet, so you can allocate your funds as soon as you wish, however you wish.